Private Car Insurance Calculator for Agents Updated 23rd February 2015 Tariff & GST Compliance    Main Coverage   Determine if Vehicle is HRTV   *Refer HRTV Table     Region     West Malaysia  East Malaysia    Ownership     Individual  Business    Insurance Type     Comprehensive  3rd Party    Sum Insured (RM)   *Refer SnikOnline for market value     Seating Capacity   Cylinder Capacity     CC  0 - 1400  1401 - 1650  1651 - 2200  2201 - 3050  3051 - 4100  4101 - 4250  4251 - 4400  4401 & above    Loading   *Refer Loading Table     00 % 05 % 10 % 15 % 20 % 25 % 30 % 35 % 40 % 45 % 50 % 55 %   No Claims Discount (NCD)   *Refer ISM for NCD entitlement     00.00 %  25.00 %  30.00 %  38.33 %  45.00 %  55.00 %       Optional Coverage   Legal Liability to Passenger   *Compulsory if vehicle driven into Singapore       Legal Liability of Passengers for Act of Negligence   *Compulsory for Free Allianz Auto Assist       Strike & Strike, Riot & Civil Commotion       Inclusion of Special Perils   e.g. Flood       Breakage of Glass in Windscreen or Windows (RM)   *Refer Windscreen Value Table       Car Accessories (RM)   e.g. Radio Player and Rims       Additional Driver   *Apart from Insured Owner & 1 additional driver     0  1  2  3  4  5  6  7  8  9  10       Premium & Commission   Gross Premium   Stamp Duty   Goods & Services Tax (6%)   Total Amount Payable (Due to Customer)     Nett Premium (Due to Proteger Consulting Sdn. Bhd.) Commission (7%)